I would never do it as a fan but if I had the choice between putting $100 on the Sixers making the conference finals vs. putting $100 on Joel missing two games or more due to injury I'd only pick the first one due to the better payoff.
Hadn't even thought about them losing to the Heat and then beating the other play-in winner, which gets them a first-round date with Boston.
Agreed that with a healthy Joel they could beat both Indiana and Milwaukee but they could also lose to the Knicks. Wasn't he in the line-up for the first two losses? (I realize the Knicks have their own issues.)